Privacy Policy

1. Information We Collect

When you use FinCalculator.pro, we collect the following information:

• Personal Information: Email address, name, and profile picture (via Google OAuth)
• Payment Information: Payment processing is handled securely through Razorpay. We do not store your card details, CVV, or banking information on our servers.
• Usage Data: IP address, browser type, device information, and pages visited
• Calculation Data: Financial calculations you save (only accessible to you)
• Cookies: We use cookies for authentication, preferences, and analytics

2. How We Use Your Information

• To provide and improve our financial calculator services
• To process subscription payments via Razorpay
• To send service updates and subscription notifications
• To analyze usage patterns and improve user experience
• To prevent fraud and ensure security

3. Payment Processing

Razorpay is a certified PCI DSS Level 1 compliant payment gateway. Your payment information is encrypted and handled according to industry standards.

4. Cookies and Tracking

We use cookies for:

• Essential Cookies: Authentication and session management
• Analytics Cookies: Google Analytics to understand usage patterns
• Preference Cookies: To remember your settings

You can disable cookies in your browser settings, but this may affect site functionality.

5. Data Sharing

We do not sell your personal data. We share data only with:

• Razorpay: For payment processing
• Google: For authentication (OAuth)
• Firebase: For data storage and hosting
• Analytics Services: Google Analytics (anonymized data)

6. Data Security

We implement industry-standard security measures including:

• HTTPS encryption for all data transmission
• Secure authentication via Google OAuth
• Regular security audits and updates
• Access controls and monitoring

7. Your Rights

You have the right to:

• Access your personal data
• Request data correction or deletion
• Export your saved calculations
• Opt-out of non-essential communications
• Delete your account and all associated data

8. Data Retention

We retain your data for as long as your account is active. After account deletion, we remove all personal data within 30 days, except where required by law.

9. Contact Us

For privacy-related questions or requests:

10. Updates to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email or a notice on our website.